Blockchain-based payment rails, built for regulated institutions
AllUnity GmbH researches and documents regulated stablecoin issuance and blockchain settlement infrastructure for banks, payment institutions and financial market participants. Content on this site is provided for informational purposes only.
Digital settlement infrastructure, explained for institutions
Regulated stablecoin issuance
Overviews of how fiat-backed digital tokens can be issued and redeemed under an EU regulatory framework.
Cross-border settlement
How blockchain rails can support near-instant settlement between institutions across jurisdictions.
Custody & reserves
Concepts behind segregated reserve accounts and independent attestation of backing assets.
Compliance frameworks
Background reading on AML, KYC and e-money regulatory approaches relevant to token issuance.
Institutional connectivity
How banks and payment providers might integrate with blockchain settlement networks.
Market infrastructure
Context on the evolving role of tokenised money within wholesale financial markets.
Built around the EU's evolving digital asset framework
The following points summarise publicly available regulatory concepts. They do not constitute legal, financial or investment advice.
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Markets in Crypto-Assets Regulation (MiCA) The EU framework governing the issuance of asset-referenced and e-money tokens within the Union.
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Reserve segregation principles Concepts around holding backing assets separately from an issuer's own operating funds.
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AML / KYC obligations Anti-money-laundering and know-your-customer expectations applicable to regulated issuers.
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Independent attestations The role third-party auditors can play in verifying reserve composition and adequacy.
Written for treasury, compliance and payments teams
Banks & credit institutions
Background material for teams evaluating how tokenised settlement fits within existing payment operations.
Payment institutions
Context on how regulated stablecoins may interact with existing payment scheme infrastructure.
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Our team is available to discuss regulated stablecoin and payment infrastructure topics. No services are sold through this website.